FUNDAMENTALS
EdgeFII/DII
UNIONBANKUnion Bank Of India
₹185.62+1.10%
Terminal
  • Overview
  • Price
  • Ratios
  • About
  • P&L
  • Balance
  • Cash flow
  • Holders
  • Actions
  • Peers
  • News
UNIONBANKNSE · EquityBank

Union Bank Of India

ISIN
INE692A01016
Instrument key
NSE_EQ|INE692A01016
Open in terminal Fundamentals cached for 6 hours
Last traded price
₹185.62+2.02 · +1.10%
Day rangecircuit ₹165.24 – ₹201.96
181.40
185.70

as of 25/8/2026, 6:12:53 am

Open
₹182.35
Day high
₹185.70
Day low
₹181.40
Prev. close
₹183.60
Volume
51.94 L
VWAP
₹184.28

On this page

Company

  • Overview
  • Price chart
  • Key ratios
  • About

Statements

  • Profit & loss
  • Balance sheet
  • Cash flow

Ownership

  • Shareholding
  • Corporate actions
  • Peers

Market

  • News

02/Price history

Price chart

1 month · 30-minute candles. Hover the chart for the OHLC of any candle; the table below holds the same data row by row.

1D1W1M
6M
1Y
5Y
MAX
Change · 1M
+6.95%
171.67 → 183.60
Period high
₹190.58
18/8/2026
Period low
₹167.70
28/7/2026
From high
-3.66%
+9.48% from low
Avg volume
8.87 L
24.23 Cr total
Candles
273
117 up / 154 down
24 Aug 2026O 182.73H 183.60L 182.73C 183.60Vol 90.8K
SMA 20SMA 50Averages need 50 candles before they begin
Candle data273 rows of open, high, low, close and volumeShowHide
24 Aug 2026182.73183.60182.73183.60+0.48%0.8790.8K
24 Aug 2026182.65182.78182.22182.73+0.04%0.566.01 L
24 Aug 2026182.50182.98182.25182.60+0.05%0.735.90 L
24 Aug 2026182.77182.88182.37182.50-0.15%0.511.99 L
24 Aug 2026182.80182.99182.44182.77-0.02%0.553.58 L
24 Aug 2026182.62182.91182.53182.76+0.08%0.381.69 L
24 Aug 2026182.90182.90182.26182.62-0.15%0.646.48 L
24 Aug 2026182.75183.32182.73182.89+0.08%0.594.89 L
24 Aug 2026182.46182.83182.02182.79+0.18%0.812.66 L
24 Aug 2026183.47183.50182.41182.46-0.55%1.093.10 L

Historical price and volume data · Showing 1–10 of 273

1 / 28

03/Valuation & returns

Key ratios vs sector

Company value benchmarked against the sector median. The ratio set is sector specific — banks report NIM, CASA and Net NPA instead of EV/EBITDA.

P/E

Price ÷ earnings per share

6.76
Company
6.76
Sector
8.83

Better than sector by 23%

P/B

Price ÷ book value per share

1.05
Company
1.05
Sector
1.24

Better than sector by 15%

NIM

Net interest margin

2.41%
Company
2.41%
Sector
2.6%

Worse than sector by 7%

ROA

Net income ÷ total assets

1.25%
Company
1.25%
Sector
1.09%

Better than sector by 15%

ROE

Net income ÷ shareholders' equity

14.33%
Company
14.33%
Sector
13.39%

Better than sector by 7%

Net NPA

Net non-performing assets

0.48%
Company
0.48%
Sector
0.41%

Worse than sector by 17%

CASA

Current + savings share of deposits

35.21
Company
35.21
Sector
39.04

Worse than sector by 10%

04/Business

About the company

Sector: Bank

Union Bank of India Limited is an India-based banking company. The Company’s segments include Treasury Operations, Corporate and Wholesale Banking and Other Banking Operations. The Company offers products in three categories, including personal, corporate loans and international. Its personal products include accounts and deposits, loans, which includes retail, micro, small and medium enterprises (MSME), wealth management, financial schemes and lockers/other services. Its corporate loans include trade finance, working capital, line of credit, project financing, and channel finance. Its international services include non-resident Indian speedy and easy remittances, Internet Banking, international debit/credit cards, home loans, special deposit schemes, and an online donation facility. It provides digital services, such as app banking, Internet banking, automated teller machine banking, self-service banking and immediate payment service (IMPS). It also provides foreign currency loans.

Sector market cap (INR)
₹1,39,580 Cr

reported in crore

Sector market cap (USD)
$15.51B

reported in billion

Market capitalisation is reported at the sector-constituent level, not the standalone company level.

05/Profit & loss

Standalone income statement

Quarterly figures in ₹ crore. Growth marked reported is provided; margins are derived.

YearlyQuarterly
ConsolidatedStandalone
Revenue · Jun 2026
₹31,806 Cr
-0.14% vs Mar 2026
Net profit · Jun 2026
₹5,332 Cr
+0.31% vs Mar 2026
Operating margin
22.1%
was 21.7%
Revenue CAGR · 4p
0.7%
profit 7.9% · op 9.0%
Filed order
Revenue31,80631,85130,98431,186
Revenue growthreported-0.1%2.8%-0.7%—
Operating profit7,0236,9006,6195,417
Operating profit growthreported1.8%4.2%22.2%—
Operating marginderived22.1%21.7%21.4%17.4%
Net profit5,3325,3165,0174,249
Net profit growthreported0.3%6.0%18.1%—
Net marginderived16.8%16.7%16.2%13.6%
EPS — basic₹/share, annual—24.49——

Figures in ₹ crore. Margin rows are computed from the reported values.

06/Balance sheet

Standalone balance sheet

Only annual balance sheets are available — the quarterly filter does not apply here. Figures in ₹ crore; net worth is assets minus liabilities.

ConsolidatedStandalone
Total assets · Mar 2026
₹15.69L Cr
+4.63% YoY
Total liabilities
₹14.41L Cr
Net worth
₹1.29L Cr
Liabilities ÷ assets
91.8%
lower means a lighter balance sheet
Filed order
Total assets15,69,35514,99,85613,91,95812,80,752
Total liabilities14,40,78013,86,88112,94,98912,02,418
Net worthderived1,28,5751,12,97596,96978,334
Liabilities ÷ assetsderived91.8%92.5%93.0%93.9%
Asset growthderived4.6%7.8%8.7%—

Figures in ₹ crore. Stacked chart height equals total assets.

Full annual line itemsNon-current & current assets, liabilities, equity capitalShowHide
Filed order
Total Assets15,69,35514,99,85613,91,95812,80,752
Equity Capital1,28,5751,12,97596,96978,334
Total Equity & Liabilities15,69,35514,99,85613,91,95812,80,752

Figures in ₹ crore unless the line item is per-share.

07/Cash flow

Standalone cash flow

Annual only, in ₹ crore. Negative values are outflows, so healthy companies usually show positive operating and negative investing cash flow.

ConsolidatedStandalone
Operating · Mar 2026
-₹394 Cr
-91.74% YoY
Investing
-₹30 Cr
Financing
₹73 Cr
Free cash flow
-₹424 Cr
operating + investing
Filed order
Operating activities-394-20620,3295,984
Operating changereported-91.7%-101.0%239.7%—
Investing activities-30-16-1,261-2,408
Investing changereported-86.0%98.7%47.6%—
Financing activities73337-11,916-10,926
Financing changereported-78.4%102.8%-9.1%—
Net cash flowderived-3511157,152-7,350
Free cash flowoperating + investing-424-22219,0683,576

Figures in ₹ crore.

Full annual line itemsProfit before tax through closing cash balanceShowHide
Filed order
Profit before tax24223521,43012,138
Income before WC changes26928528,97026,807
Change in Assets-1,092-1,047-1,15,684-1,13,353
Change in Liabilities4325631,10,06295,808
Change in WC-660-483-5,622-17,545
Cash flow from Operations-394-20620,3295,984
Cash flow from Investing-30-16-1,261-2,408
Cash flow from Financing73337-11,916-10,926
Total Cash Flow-3511157,152-7,350
Cash (Start of the year)1,3081,1931,12,1501,19,500
Cash (End of the year)9571,3081,19,3031,12,150

Figures in ₹ crore unless the line item is per-share.

08/Ownership

Shareholding pattern

Percentage of total shares by holder category across the last 4 reported quarters. Sort any quarter column to rank holders by size.

Promoters
74.76%
0.00 pts QoQ
FII
8.63%
-0.74 pts QoQ
DII (other)
7.25%
-0.23 pts QoQ
Mutual funds
4.73%
+0.70 pts QoQ
Retail & others
4.63%
+0.27 pts QoQ
Filed order
Promoters74.8%74.8%74.8%74.8%
FII8.6%9.4%8.1%7.9%
DII (other)7.3%7.5%8.1%8.0%
Mutual funds4.7%4.0%3.8%3.8%
Retail & others4.6%4.4%5.2%5.7%
Promoters — QoQ changepts, derived0.0%0.0%0.0%—
FII — QoQ changepts, derived-0.7%1.2%0.3%—
DII (other) — QoQ changepts, derived-0.2%-0.6%0.1%—
Mutual funds — QoQ changepts, derived0.7%0.2%0.1%—
Retail & others — QoQ changepts, derived0.3%-0.8%-0.5%—
Totalderived100.0%100.0%100.0%100.0%

Values are percentages of total outstanding shares; QoQ rows are percentage-point moves.

09/Events

Corporate actions

Dividends, bonuses, splits and rights issues. Filter by type, sort by any date, and expand a row for the full event detail.

DividendFinal₹5.0050.0%03 Jul 202603 Jul 202623 Apr 2026

10/Comparison

Peers & competitors

Competitor set priced live. Filter by sector, sort any column, and expand a peer for its business description.

Sector
HDFCBANKHdfc Bank LtdBank₹725.25-0.51%40.79 L₹11,22,700 Cr$124.74B
ICICIBANKIcici Bank Ltd.Bank₹1,417.80+0.20%14.55 L₹10,14,742 Cr$112.75B
SBINState Bank Of IndiaBank₹1,040.40+0.09%43.83 L₹9,58,138 Cr$106.46B
KOTAKBANKKotak Mahindra Bank LtdBanks₹400.55-0.22%32.81 L₹3,99,448 Cr$44.38B
AXISBANKAxis Bank LimitedBank₹1,232.80-0.26%10.42 L₹3,84,662 Cr$42.74B
PNBPunjab National BankBank₹116.21+0.30%56.31 L₹1,33,261 Cr$14.81B
BANKBARODABank Of BarodaBank₹241.66+0.07%35.26 L₹1,24,759 Cr$13.86B
INDIANBIndian BankBank₹876.85+0.74%6.53 L₹1,17,287 Cr$13.03B
CANBKCanara BankBank₹127.59+0.23%65.64 L₹1,15,288 Cr$12.81B
FEDERALBNKFederal Bank LtdBank₹347.60-2.84%28.69 L₹88,466 Cr$9.83B

Market cap is the sector-constituent figure reported per peer · Showing 1–10 of 10

1 / 1

11/Coverage

Company news

Articles published in the last seven days, paginated by the provider.

No news in the last seven days

Company news is available for a rolling one-week window.

Full annual line itemsRevenue, other income, expenses, tax, EPS
ShowHide
Filed order
Other Income19,43519,81316,08014,633
Total Revenue1,25,4271,25,7221,15,85895,376
Total Expenses1,01,2461,02,24394,42883,239
Profit Before Tax24,18123,47921,43012,138
Tax5,4845,4927,7823,704
Profit After Tax18,69717,98713,6488,433
EPS - Basic24.4923.5618.9512.34
EPS - Diluted24.4923.5618.9512.34

This breakdown is available annually, even when the summary above is quarterly. EPS rows are per share.