FUNDAMENTALS
EdgeFII/DII
UNIONBANKUnion Bank Of India
₹183.52-0.04%
Terminal
  • Overview
  • Price
  • Ratios
  • About
  • P&L
  • Balance
  • Cash flow
  • Holders
  • Actions
  • Peers
  • News
UNIONBANKNSE · EquityBank

Union Bank Of India

ISIN
INE692A01016
Instrument key
NSE_EQ|INE692A01016
Open in terminal Fundamentals cached for 6 hours
Last traded price
₹183.52-0.08 · -0.04%
Day rangecircuit ₹165.24 – ₹201.96
181.40
184.54

as of 25/8/2026, 4:59:09 am

Open
₹182.35
Day high
₹184.54
Day low
₹181.40
Prev. close
₹183.60
Volume
23.45 L
VWAP
₹183.45

On this page

Company

  • Overview
  • Price chart
  • Key ratios
  • About

Statements

  • Profit & loss
  • Balance sheet
  • Cash flow

Ownership

  • Shareholding
  • Corporate actions
  • Peers

Market

  • News

02/Price history

Price chart

6 months · daily candles. Hover the chart for the OHLC of any candle; the table below holds the same data row by row.

1D1W1M6M
1Y
5Y
MAX
Change · 6M
-7.88%
199.30 → 183.60
Period high
₹205.49
26/2/2026
Period low
₹153.50
7/7/2026
From high
-10.65%
+19.61% from low
Avg volume
1.64 Cr
198.92 Cr total
Volatility · ann.
37.8%
121 candles · 62 up / 59 down
23 Aug 2026O 183.45H 184.70L 182.02C 183.60Vol 45.00 L
SMA 20SMA 50Averages need 50 candles before they begin
Candle data121 rows of open, high, low, close and volumeShowHide
23 Aug 2026183.45184.70182.02183.60+0.08%2.6845.00 L
20 Aug 2026185.30185.30182.50183.45-1.00%2.8069.17 L
19 Aug 2026187.93189.46184.39184.68-1.73%5.0796.32 L
18 Aug 2026185.00187.60184.90186.90+1.03%2.7075.15 L
17 Aug 2026187.99190.58185.50185.50-1.32%5.0866.84 L
16 Aug 2026187.37190.15184.27188.90+0.82%5.881.47 Cr
13 Aug 2026187.33189.34186.39187.38+0.03%2.951.71 Cr
12 Aug 2026187.00188.70185.32186.50-0.27%3.3875.52 L
11 Aug 2026182.50187.60181.82187.00+2.47%5.782.20 Cr
10 Aug 2026181.94184.85179.88182.50+0.31%4.971.47 Cr

Historical price and volume data · Showing 1–10 of 121

1 / 13

03/Valuation & returns

Key ratios vs sector

Company value benchmarked against the sector median. The ratio set is sector specific — banks report NIM, CASA and Net NPA instead of EV/EBITDA.

P/E

Price ÷ earnings per share

6.76
Company
6.76
Sector
8.83

Better than sector by 23%

P/B

Price ÷ book value per share

1.05
Company
1.05
Sector
1.24

Better than sector by 15%

NIM

Net interest margin

2.41%
Company
2.41%
Sector
2.6%

Worse than sector by 7%

ROA

Net income ÷ total assets

1.25%
Company
1.25%
Sector
1.09%

Better than sector by 15%

ROE

Net income ÷ shareholders' equity

14.33%
Company
14.33%
Sector
13.39%

Better than sector by 7%

Net NPA

Net non-performing assets

0.48%
Company
0.48%
Sector
0.41%

Worse than sector by 17%

CASA

Current + savings share of deposits

35.21
Company
35.21
Sector
39.04

Worse than sector by 10%

04/Business

About the company

Sector: Bank

Union Bank of India Limited is an India-based banking company. The Company’s segments include Treasury Operations, Corporate and Wholesale Banking and Other Banking Operations. The Company offers products in three categories, including personal, corporate loans and international. Its personal products include accounts and deposits, loans, which includes retail, micro, small and medium enterprises (MSME), wealth management, financial schemes and lockers/other services. Its corporate loans include trade finance, working capital, line of credit, project financing, and channel finance. Its international services include non-resident Indian speedy and easy remittances, Internet Banking, international debit/credit cards, home loans, special deposit schemes, and an online donation facility. It provides digital services, such as app banking, Internet banking, automated teller machine banking, self-service banking and immediate payment service (IMPS). It also provides foreign currency loans.

Sector market cap (INR)
₹1,39,580 Cr

reported in crore

Sector market cap (USD)
$15.51B

reported in billion

Market capitalisation is reported at the sector-constituent level, not the standalone company level.

05/Profit & loss

Consolidated income statement

Annual figures in ₹ crore. Growth marked reported is provided; margins are derived.

YearlyQuarterly
ConsolidatedStandalone
Revenue · Mar 2026
₹1.28L Cr
+0.19% vs Mar 2025
Net profit · Mar 2026
₹18,781 Cr
+4.80% vs Mar 2025
Operating margin
18.9%
was 18.3%
Revenue CAGR · 4p
9.8%
profit 30.6% · op 26.0%
Filed order
Revenue1,28,4001,28,1621,18,18897,079
Revenue growthreported0.2%8.4%21.8%—
Operating profit24,28523,42421,50812,146
Operating profit growthreported3.7%8.9%77.1%—
Operating marginderived18.9%18.3%18.2%12.5%
Net profit18,78117,92113,7098,430
Net profit growthreported4.8%30.7%62.6%—
Net marginderived14.6%14.0%11.6%8.7%
EPS — basic₹/share, annual25.4523.6219.1512.45

Figures in ₹ crore. Margin rows are computed from the reported values.

06/Balance sheet

Consolidated balance sheet

Only annual balance sheets are available — the quarterly filter does not apply here. Figures in ₹ crore; net worth is assets minus liabilities.

ConsolidatedStandalone
Total assets · Mar 2026
₹15.88L Cr
+5.04% YoY
Total liabilities
₹14.54L Cr
Net worth
₹1.34L Cr
Liabilities ÷ assets
91.6%
lower means a lighter balance sheet
Filed order
Total assets15,87,50315,11,32914,01,99612,88,357
Total liabilities14,53,95113,97,49513,04,39812,09,554
Net worthderived1,33,5511,13,83497,59878,804
Liabilities ÷ assetsderived91.6%92.5%93.0%93.9%
Asset growthderived5.0%7.8%8.8%—

Figures in ₹ crore. Stacked chart height equals total assets.

Full annual line itemsNon-current & current assets, liabilities, equity capitalShowHide
Filed order
Total Assets15,87,50315,11,32914,01,99612,88,357
Equity Capital1,33,5511,13,83497,59878,804
Total Equity & Liabilities15,87,50315,11,32914,01,99612,88,357

Figures in ₹ crore unless the line item is per-share.

07/Cash flow

Consolidated cash flow

Annual only, in ₹ crore. Negative values are outflows, so healthy companies usually show positive operating and negative investing cash flow.

ConsolidatedStandalone
Operating · Mar 2026
-₹358 Cr
-75.59% YoY
Investing
-₹71 Cr
Financing
₹77 Cr
Free cash flow
-₹429 Cr
operating + investing
Filed order
Operating activities-358-20419,9306,056
Operating changereported-75.6%-101.0%229.1%—
Investing activities-71-19-1,394-2,561
Investing changereported-274.3%98.6%45.6%—
Financing activities77338-11,489-10,654
Financing changereported-77.2%102.9%-7.8%—
Net cash flowderived-3511157,047-7,159
Free cash flowoperating + investing-429-22318,5363,495

Figures in ₹ crore.

Full annual line itemsProfit before tax through closing cash balanceShowHide
Filed order
Profit before tax24323421,50812,146
Income before WC changes31128829,20927,162
Change in Assets-1,119-1,057-1,18,161-1,15,296
Change in Liabilities4535731,11,90297,467
Change in WC-666-485-6,259-17,828
Cash flow from Operations-358-20419,9306,056
Cash flow from Investing-71-19-1,394-2,561
Cash flow from Financing77338-11,489-10,654
Total Cash Flow-3511157,047-7,159
Cash (Start of the year)1,3121,1961,12,5991,19,758
Cash (End of the year)9601,3121,19,6461,12,599

Figures in ₹ crore unless the line item is per-share.

08/Ownership

Shareholding pattern

Percentage of total shares by holder category across the last 4 reported quarters. Sort any quarter column to rank holders by size.

Promoters
74.76%
0.00 pts QoQ
FII
8.63%
-0.74 pts QoQ
DII (other)
7.25%
-0.23 pts QoQ
Mutual funds
4.73%
+0.70 pts QoQ
Retail & others
4.63%
+0.27 pts QoQ
Filed order
Promoters74.8%74.8%74.8%74.8%
FII8.6%9.4%8.1%7.9%
DII (other)7.3%7.5%8.1%8.0%
Mutual funds4.7%4.0%3.8%3.8%
Retail & others4.6%4.4%5.2%5.7%
Promoters — QoQ changepts, derived0.0%0.0%0.0%—
FII — QoQ changepts, derived-0.7%1.2%0.3%—
DII (other) — QoQ changepts, derived-0.2%-0.6%0.1%—
Mutual funds — QoQ changepts, derived0.7%0.2%0.1%—
Retail & others — QoQ changepts, derived0.3%-0.8%-0.5%—
Totalderived100.0%100.0%100.0%100.0%

Values are percentages of total outstanding shares; QoQ rows are percentage-point moves.

09/Events

Corporate actions

Dividends, bonuses, splits and rights issues. Filter by type, sort by any date, and expand a row for the full event detail.

DividendFinal₹5.0050.0%03 Jul 202603 Jul 202623 Apr 2026

10/Comparison

Peers & competitors

Competitor set priced live. Filter by sector, sort any column, and expand a peer for its business description.

Sector
HDFCBANKHdfc Bank LtdBank₹727.65-0.19%23.93 L₹11,22,700 Cr$124.74B
ICICIBANKIcici Bank Ltd.Bank₹1,414.00-0.07%7.07 L₹10,14,742 Cr$112.75B
SBINState Bank Of IndiaBank₹1,033.80-0.55%18.70 L₹9,58,138 Cr$106.46B
KOTAKBANKKotak Mahindra Bank LtdBanks₹399.30-0.54%15.92 L₹3,99,448 Cr$44.38B
AXISBANKAxis Bank LimitedBank₹1,235.70-0.02%5.65 L₹3,84,662 Cr$42.74B
PNBPunjab National BankBank₹115.67-0.16%27.30 L₹1,33,261 Cr$14.81B
BANKBARODABank Of BarodaBank₹241.19-0.13%17.05 L₹1,24,759 Cr$13.86B
INDIANBIndian BankBank₹872.20+0.20%2.34 L₹1,17,287 Cr$13.03B
CANBKCanara BankBank₹127.21-0.07%45.83 L₹1,15,288 Cr$12.81B
FEDERALBNKFederal Bank LtdBank₹355.80-0.55%8.33 L₹88,466 Cr$9.83B

Market cap is the sector-constituent figure reported per peer · Showing 1–10 of 10

1 / 1

11/Coverage

Company news

Articles published in the last seven days, paginated by the provider.

No news in the last seven days

Company news is available for a rolling one-week window.

Full annual line itemsRevenue, other income, expenses, tax, EPS
ShowHide
Filed order
Other Income21,60121,56217,81315,915
Total Revenue1,28,4001,28,1621,18,18897,079
Total Expenses1,04,1151,04,73896,68084,932
Profit Before Tax24,28523,42421,50812,147
Tax5,5045,5037,7993,716
Profit After Tax18,78117,92113,7098,430
EPS - Basic25.4523.6219.1512.45
EPS - Diluted25.4523.6219.1512.45

This breakdown is available annually, even when the summary above is quarterly. EPS rows are per share.